Penalties For Driving Without Insurance in Pennsylvania?
Reader’s Question:
I’m from Allentown, Pennsylvania and I’m thinking, what are the penalties if you get caught driving without insurance?
Paul
Allentown, PA
If Pennsylvania Department of Transportation (PennDOT) finds your car insurance has lapsed for over thirty one days you will have your car’s registration suspended for three months. If you get caught operating the vehicle without car insurance your license will be suspended for three months as well.
The vehicle’s registration plate, card , sticker and your driver’s license must be surrendered to PennDOT to serve the suspension. Reinstatement fees of $50 and proof of valid car insurance must be submitted prior to the time your registration and/or driving privileges are to be returned.
Other than these penalties for not having car insurance on your automobile if you are cited and stopped for operating a vehicle, your car might be impounded and fines will likely result, as well as the aforementioned suspensions.
Do You Need an SR22 In Pennsylvania?
Q: I filed a claim with my car insurance company and they’ve responded really badly. Can I get any SR22 help?
A: You might be able to get some SR22 help if you have some proof to back up the assertion that your car insurance company has handled your claim very badly. The Pennsylvania Department of Insurance has a complaint department, and you can file a complain online, over the phone, or on paper about what your car insurance company has done. If you have a good reason, the Department of Insurance will then investigate your complaint, which could lead to compensation for you and punishment for the car insurance company.
Typically, it goes like this. You file a complaint for your SR22 DOI then looks at your complaint and sends you a follow up requesting documentation of your complaint, and you send it in so they can make their final decision. Make sure you keep track of all of your records concerning your claim so that you have it for proof, and if possible record or write down what customer service representatives for your company say any time you talk to them, as well as writing down who you are talking to and their representative number if they have one.
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