How Much Does SR22 Or DUI Insurance Cost?
Filed under: SR22 Pennsylvania, SR22 Philadelphia, Teen insurance Pennsylvania
Q: I’m going to have to get an SR22 for DUI conviction…how much can I expect to pay?
A: According to MADD (Mothers Against Drunk Drivers) a whole lot. On average, the least amount you’re looking at paying for SR22 for DUI in one year is $3600, up to around $6000 dollars. Once you’ve picked your jaw up off the floor, there’s more where that came from. Car insurance isn’t the only cost of a DUI. Not only will your license be suspended for six months before you can even try to get it back, but you will have to pay a mountain of fees and fines. The average amount a first time DUI offender pays in all is close to $11,000. And that’s before insurance.
You also risk being unable to get insurance from many places if you have to file an SR22 for DUI conviction. Your current car insurance provider may cancel your policy and every other car insurance provider may say there’s no room at the inn for you. If that happens, you’ll have to get insured through the Pennsylvania assigned-risk pool, which is even more expensive.
Paying for an SR22 for DUI is no walk in the park, but it isn’t impossible either. If you look up car insurance discounts, compare rates, and keep your record clean, then you can save money and possibly look forward to cheaper car insurance rates in the future.
Where Can I Get The Cheapest SR22 Insurance?
Q: Where can I get the cheapest SR22 insurance?
A: It’s nowhere near possible to just point to a specific company and say, “that’s the place with the cheapest SR22 insurance”. You can, however, understand some things based on the group your car insurance company falls into. The companies you’ll get the best prices from are going to be the ones which cater to all kinds of customers, like whatever company you had before you had to get an SR22. However, SR22 drivers can’t always get insured with these companies.
If you can’t, you have to take another option, which is the next cheapest SR22 insurance. Companies in this category only offer insurance to drivers who have high risk, such as bad driving records, SR22s, or high performance cars. Again, even here you aren’t going to be able to purchase insurance 100% of the time.
Finally, you have your least cheapest SR22 insurance category, which is Pennsylvania’s assigned-risk car insurance program. If you are unable to get insured elsewhere, you can absolutely do it here, with one catch–empty your pockets, because the prices aren’t cheap.
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