How can I lower my car insurance cost. I’m a single parent here in Pennsylvania.

Bernice

Philadelphia PA

Single parent car insurance discounts can be reasonably cheap if the right steps are done to lower premiums.

Firstly, if a child is born, the single parent needs to notify his insurance company. As one becomes a parent, he is perceived as being less risky by the insurance companies, as such, premiums should become lower.

In order to lower the insurance cost of single parents, one may combine multiple coverages and policies with one company. Some car insurance companies offer homeowners and renters insurance that can be combined in one account with a discount.
One more way to lower single parent car insurance is to raise deductible levels. Doing this can have a significant impact on insurance for single parents and aid in controlling costs.

A: According to MADD (Mothers Against Drunk Drivers) a whole lot. On average, the least amount you’re looking at paying for SR22 for DUI in one year is $3600, up to around $6000 dollars. Once you’ve picked your jaw up off the floor, there’s more where that came from. Car insurance isn’t the only cost of a DUI. Not only will your license be suspended for six months before you can even try to get it back, but you will have to pay a mountain of fees and fines. The average amount a first time DUI offender pays in all is close to $11,000. And that’s before insurance.

You also risk being unable to get insurance from many places if you have to file an SR22 for DUI conviction. Your current car insurance provider may cancel your policy and every other car insurance provider may say there’s no room at the inn for you. If that happens, you’ll have to get insured through the Pennsylvania assigned-risk pool, which is even more expensive.

Paying for an SR22 for DUI is no walk in the park, but it isn’t impossible either. If you look up car insurance discounts, compare rates, and keep your record clean, then you can save money and possibly look forward to cheaper car insurance rates in the future.