A: There are four main strategies you need to follow when shopping for the cheapest sr22 insurance, and here they are:

• Shop til you drop.

Good car insurance won’t come to you, you have to go to it, and sometimes it takes a little time before you find it. There’s a big gap between quotes offered by different car insurance companies, so make sure you look at everything available.

• Take some risk.

If you get more than just the required coverage, then you will need to pay deductibles. If you’re paying deductibles, raise them so you’ll have to pay less monthly. Raising your deductible is the easiest way to lower your annual premiums. You only pay the deductible when you file a claim and your insurance company pays the claim.

• Check out the savings.

Your sr22 depends on your ability to save. Ask about discounts and find out which ones fit your situation. Make sure you include this question while you’re shopping around so that you don’t get stuck with a company with no discounts.

• Keep out of trouble.

You may have to get sr22 to stay above water, but if you act good on the road, that will go away in a few years. Follow the laws and keep your insurance current to keep your record clean.