Driving Without Car Insurance in Pennsylvania – What To Do?
Reader’s Question:
What should I do if I was issued a ticket in for driving without insurance on a car that I do not own and and the car had no insurance? I live in Pennsylvania.
Parker
Levittown, PA
If you were issued a ticket for no insurance on a car that you did not own you should first determine if the ticket that you received was written to you personally or to the car. In most states such as Pennsylvania the law enforcement officer has the option of citing the car (owner) or the driver of an uninsured car.
Most states will suspend your license and require you to get proof of insurance with regards to your state’s financial responsibility laws if the citation was written against you personally. State laws will differ on this. If the citation is for you call the department listed on the ticket to determine what steps you need to take to rectify the situation.
Driving Without Car Insurance in Pennsylvania?
Reader’s Question:
I’m from the state of Pennsylvania and I did not have car insurance in NC. What will be the penalty for that?
Lee
Erie, PA
It looks like you are licensed in PA but that you were stopped and ticketed in North Carolina for driving without insurance. In North Carolina driving without insurance is a three point violation and can cause you to lose your license plate.
Since you do not reside in NC, the penalty could be different, such as a future proof of liability insurance and fine. To get more information on the specific penalties contact the entity listed on your citation ticket or the NC Department of Transportation (DOT).
As for back in Pennsylvania, since both states are part of the Drive License Compact (DLC) usually they report to each others DMV tickets received. In Pennsylvania a lapse in insurance results in the suspension of your vehicle’s registration for thirty days. If it is also determined that you drove your car while uninsured your driver’s license will also be suspended for thirty days.
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