Can I Make An Auto Insurance Claim With Recently Canceled Policy?
Reader’s Question:
I had an auto accident but it was not my fault and my car insurance policy had canceled in Bethlehem, Pennsylvania. Could I still place an insurance claim if it is less than a few days canceled.
Gary
Bethlehem, PA
You could not put a car insurance claim through your own car insurance carrier since your car insurance policy was canceled in Bethlehem Pennsylvania and therefore not in effect at the time of the accident. It does not matter if your car insurance policy was canceled even by just a couple of hours, if your auto insurance was not valid at the time of the accident you would not have insurance coverage under your auto insurance policy. Since you mentioned that you were not at fault in the incident you may be able to put an insurance claim through the at-fault party’s insurance carrier.
You can try to put an insurance claim with the at-fault driver’s insurance company to check if they will accept it.
It would be helpful in your case if you are properly insured now. Even if you did not get a ticket for driving without insurance it would be best to now have your car insured so that you can legally operate a vehicle.
Drivers License Suspended – Now I Need an Occupational Limited License?
Reader’s Question:
My daughter had her license suspended in Bethlehem, Pennsylvania. She has a about three months left on the suspension. She just graduated from the university and started getting a new job. How does she get a special license so she may be able to work and back?
Allison
Bethlehem, PA
Your daughter will need to contact the PA Driver and Vehicle Services division of the Department of Transportation to check if she qualifies for a limited or conditional license that will permit her to operate a vehicle to and from work and perhaps home and college.
The information on the Pennsylvania Vehicle Code states that it is permitted for a person with a suspended license to apply for a restricted license. This includes either a occupational limited license or a probationary license.
An occupational limited license may be issued to a person whose driving privileges have been suspended. To get this type of license, a petition must be filed that listed the reasons the individual needs to drive a car.
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