What Happens If I Drive Without Insurance And Driver License?

 

June 9, 2008 by · Leave a Comment
Filed under: Insurance Questions 

Reader’s Question:

If I got involved in a car accident without insurance and driver’s license in Pennsylvania however it is not my fault. Could I be charged with a crime if someone got killed in the accident?

Fred

Pittsburgh, PA

Operating a vehicle without insurance and without a valid license are both against the law in the state of Pennsylvania. Pennsylvania laws states that every car that is required to be registered should be covered by financial responsibility (FR). Most motorists choose to get Financial Responsibility in the way of auto insurance.

The penalties for not having auto insurance, or another form of FR, can include:

1. A three month suspension of your driver’s license
2. A minimum of $300 fine
3. $50 reinstatement fee to restore your driver’s license
4. A three month suspension of your vehicle registration
5. $50 reinstatement fee to restore your vehicle registration
6. That the car may not be driven by anyone while the registration is revoked or suspended.

Since you were driving without the required state insurance and without a valid license you will likely received some of the penalties above if you were convicted by the responding law enforcement officer. There might be other penalties too if you get involved in an accident and if a death occurred.