What Are The Penalties For Driving Without Insurance in Pennsylvania?
Reader’s Question:
I got involved in an accident and was informed that my license was suspended and my auto insurance was not valid prior to the accident in Springfield. What will the penalties be?.
Richard
Springfield, PA
In Pennsylvania the penalties for driving with a suspended license will differ depending on the reason for your license suspension. If it was suspended due to driving a car without auto insurance it will likely be three months before you can have it reinstated.
If you are found by police officer to be driving without insurance in Springfield PA, you could face the following penalties and expenses:
- A minimum fine of $300 for driving uninsured;
- A three month suspension of your driver’s license;
- A three month suspension of your vehicle’s registration;
- A $50 restoration fee to restore your vehicle’s registration;
- $50 restoration fee to restore your driver’s license;
- Your car may not be driven by anyone while the registration is suspended.
In addition if you were at fault in the car accident, you likely will be held personally liable for the damage to the other driver’s car. You may contact the Pennsylvania Driver and Vehicle Services to get more information regarding the penalties.
How Many Points Before Drivers License Suspension in Pennsylvania?
Reader’s Question:
In Pennsylvania how many points have to be on your driving record before they will suspend your drivers license? I live in Reading, Pennsylvania.
Angel
Reading, PA
The Pennsylvania Department of Transportation (PennDOT) maintains a driving record for every licensed motorist in Pennsylvania and points are added to this driving record when a motorist is found guilty of certain driving traffic violations.
Upon the 1st accumulation of six points, a motorist will receive a written notice to take special written point examination. The motorist has thirty days to successfully pass the exam otherwise the license will be suspended until the exam is passed. If the exam is passed within the thirty days, two points will be removed from the driving record.
If the motorist is under the age of eighteen the rules are different. PennDOT will suspend the drivers license when the motorist accumulate only six points or are convicted of driving 26 or more mph over the posted speed limit.
Penalties For Driving Without Insurance in Pennsylvania?
Reader’s Question:
I’m from Allentown, Pennsylvania and I’m thinking, what are the penalties if you get caught driving without insurance?
Paul
Allentown, PA
If Pennsylvania Department of Transportation (PennDOT) finds your car insurance has lapsed for over thirty one days you will have your car’s registration suspended for three months. If you get caught operating the vehicle without car insurance your license will be suspended for three months as well.
The vehicle’s registration plate, card , sticker and your driver’s license must be surrendered to PennDOT to serve the suspension. Reinstatement fees of $50 and proof of valid car insurance must be submitted prior to the time your registration and/or driving privileges are to be returned.
Other than these penalties for not having car insurance on your automobile if you are cited and stopped for operating a vehicle, your car might be impounded and fines will likely result, as well as the aforementioned suspensions.
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