Reader’s Question:

I was not aware that my car insurance was canceled and I reinstated as soon as I became aware. I did not have insurance for 12 days in Pennsylvania. What will be the penalty for this?

Joe

Bethlehem, PA

You will have to contact PennDOT to know what is next with them but I can tell you what likely the penalties will be for your lapse in car insurance is in Pennsylvania.

Even though your lapse was only 12 days if you drove the car during this time normally PennDOT would suspend both your driver’s license and vehicle’s registration for 3 months.

If you drove the vehicle during the period of your car insurance lapse you may want to contact either PennDOT directly or seek legal advice to check if since your lapse was short and you reinstated your coverage as soon as your realized that it was cancelled if there is any way to obtain a hearing and try to keep your registration and driver’s license from being suspended for the normal three month term.