Can My Pennsylvania Car Insurance Company Cancel My Policy?
Filed under: Insurance Questions, Pennsylvania auto insurance
Reader’s Question:
Can you tell me if there a law in existence in Pennsylvania that says that car insurance companies can just cancel a car insurance policy because of accidents wherein you are at fault?
Mark
Philadelphia, PA
According to the Insurance Department of Pennsylvania car insurance companies are allowed to cancel or non-renew policies for certain reasons. The reason may be:
- If you have not paid your vehicle insurance policy premiums
- If you have been involved with 2 or more accidents of the same type within 36 months wherein you are found to be at fault
- If you have been convicted of DUI/DWI
If your car insurance providers cancel or do not renew your vehicle insurance policy that you purchased to drive in Pennsylvania, they should send you notification or a written form explaining why they are canceling or non renewing your vehicle insurance policy.
If however you disagree with your car insurance carrier’s decision or explanation, you can always send a letter to the Pennsylvania Insurance Department why you do not agree with the cancellation or non renewal of your vehicle insurance policy in Pennsylvania.
