Can Car Insurance Company in Pennsylvania Cancel My Policy?

Reader’s Question:

Is there a law or something in Pennsylvania that states that car insurance providers may cancel or a vehicle insurance policy because of accidents wherein you are at fault?

Mark

Philadelphia, PA

According to the Insurance Department of Pennsylvania car insurance companies are allowed to cancel or non-renew policies for certain reasons. The reason may be:

• If you are convicted of DUI/DWI
• If you did not pay your vehicle insurance policy premium
• If you get involved with 2 or more accidents of the same type within thirty six months wherein you are found at fault

If your car insurance providers cancels or non renew your vehicle insurance policy in Pennsylvania, they should they send you notification or written explanation why they are canceling or non renewing your vehicle insurance policy.

If however you disagree with your car insurance carrier’s decision or explanation, you can always send a letter to the Pennsylvania Insurance Department why you do not agree with the cancellation or non renewal of your vehicle insurance policy in Pennsylvania.